You decide how to spend your HRA dollars. Remember, you pay the full cost of care until you reach your deductible and coinsurance starts. When you or your dependents need healthcare or prescriptions, your HRA funds can help you pay for services and offset your deductible. Your HRA funds stay in your account year after year as long as you stay enrolled in the Green Option. Claims for 2022 expenses for your HRA can be submitted until March 31, 2023, through Optum Financial.
Some eligible medical expenses include:
- Deductibles, coinsurance, prescriptions and charges that exceed plan limits.
- Services such as chiropractic visits, physical therapy and other healthcare services.
Find a full list of eligible healthcare expenses at Optum Financial.