Protection

Voluntary Long Term Disability rates.

To determine your deduction per paycheck, complete the calculations below:

Semi-Monthly

Voluntary Long Term Disability (Full-Time Crewmembers)
Use the lesser of $22,500 or your current “gross earnings” averaged over the prior 12 months in the calculations. Covered monthly earnings x $.00089 = your monthly premium. Your monthly premium x 12 = annual cost ÷ number of paychecks (24 or 52) = cost per paycheck.
Voluntary Long Term Disability/Loss of License (Full-Time Pilots Only)
Use the lesser of $22,500 or your current “gross earnings” averaged over the prior 12 months in the calculations. Covered monthly earnings x $.0102 = your monthly premium. Your monthly premium x 12 = annual cost ÷ number of paychecks (24 or 52) = cost per paycheck.

NOTE: Your rates are based on your salary as of January 1, 2018, or your hire date, whichever is most recent; however, any benefits paid will be determined at time of payment.