Explaining the 30-Hour Rule.
What is the 30-Hour Rule?
Under the Affordable Care Act, Crewmembers who averaged 30 or more hours per week over the “measurement period” are eligible for Medical coverage and the insurance will be locked in for the stability period. Eligible Crewmembers are required to have Medical insurance or she/he will be subject to tax penalties when federal tax returns are filed.
What’s the measurement period?
The 12-month look back period to measure and determine the Medical eligibility.
What is the eligibility period?
The 12-month period that coverage is locked in for, once a Crewmember is enrolled in Medical coverage.
What are the statistics?
Approximately 20% of Part-Time JetBlue Crewmembers were eligible for Medical coverage last year.
How is it calculated?
Total number of weeks worked/total number of hours worked = Average hours per week worked within the measurement period
*Leaves of absence are not included in calculation
How do I know if the 30-Hour Rule applies to me?
We will evaluate your Medical benefits eligibility each year depending on the average number of hours you work and email you if you qualify.
Read these real-life Crewmember examples to gain a better understanding of the 30-Hour Rule.
Grace just celebrated her two year anniversary of being an Airport Operations Crewmember in Boston. From October 2017 to October 2018, Grace worked, on average, 30 hours a week. This means that she qualifies for JetBlue’s Medical coverage in 2019. After visiting lifeisbetterinblue.com, Grace decided that she wanted to enroll in the Green Plan and will do so on the first day of Open Enrollment. After she’s enrolled, her Medical coverage will be effective from January 1-December 31, 2019.
Mohammed was just promoted to a Lead Customer Operational Crewmember in New Orleans after four years of service. He qualified for JetBlue’s Medical coverage in 2017 since he had worked an average of 32 hours per week between October 2016 and October 2017. But after running calculations for 2019, the BlueBenefits records indicated that he did not meet the 30-Hour Rule requirement to qualify for JetBlue’s Medical coverage. Mohammed’s current Blue Plan coverage will end on December 31, 2018, but the Government Health Insurance Marketplace is an alternative way for him to find Medical coverage that fits his healthcare needs. If Mohammed remains employed at JetBlue, his approaching measurement period will be calculated for 2020. And he remains eligible for other coverage such as Dental, Vision and Disability regardless of the number of hours he works in the coming year.