Legal Notices


Under certain circumstances, you and your enrolled dependents have the right to continue coverage under the medical, dental and vision plans, and the healthcare flexible spending account beyond the time coverage would have ordinarily ended. You may elect continuation of coverage for yourself and your dependents if you lose coverage under the plan due to one of the following qualifying events:

  • Termination (for reasons other than gross misconduct)
  • Reduction in employment hours (Full-Time to Part-Time)
  • Retirement
  • Leave of absence
  • You become entitled to Medicare

In addition, continuation of coverage may be available to your eligible dependents if:

  • You pass away
  • You and your spouse divorce or separate
  • A covered child ceases to be an eligible dependent
  • You become entitled to Medicare

When a COBRA event occurs, a COBRA packet will be mailed to the Crewmember’s home address. To apply for COBRA coverage, you or a dependent must contact PayFlex within 60 days of a qualifying event. You and/or your dependents must pay the full cost of COBRA coverage. Under the law, COBRA must be offered to eligible individuals at group rates. These rates are subject to change annually, based on plan experience.

For questions on COBRA:

Call 1-866-777-6875 to contact PayFlex.