Healthcare

What you pay for services.

First, use JetBlue dollars.

Here’s how you get dollars into your account to use toward eligible expenses.

Green Plan
PPO w/HRA		 Blue Plan
PPO w/HSA
JetBlue contributes:

Seed dollars to start (prorated for new enrollees)

$400 (individual)

$800 (family)

$400 (individual)

$800 (family)

Healthy Rewards dollars

$400 (individual)

$800 (family)

$400 (individual)

$800 (family)

Enhanced Care Management credit
(if qualified)

$250 (individual)

$500 (family)

$250 (individual)

$500 (family)
Your pre-tax contributions:

Annually

You can contribute up to $2,650 in a Healthcare FSA

You can contribute up to $3,450 (individual) / $6,850 (family) in your HSA
Account dollars pay:

HRA: eligible healthcare expenses

FSA: eligible healthcare expenses

HSA: Eligible healthcare expenses now; future retiree healthcare expenses

Next, do some easy math.

It may seem like you’re paying more for healthcare services, until you see the “total cost” picture. Here’s how your “starting deductible” gets reduced by JetBlue dollars.
This example uses the Green Plan (PPO w/HRA) for a single Crewmember…

First, you pay your payroll deduction.

You pay $55.50/semi-monthly
(non-tobacco rate)

Then, you’re responsible for 100% of the deductible. But, it can be offset by JetBlue money!

Your starting deductible

$1,300

JetBlue dollars add up to MOST of your $1,300 “starting deductible,” so your actual deductible is much less!

 

JetBlue gives you …

– $400

(maximum seed dollars)

– $400

(Healthy Rewards you earn)

After JetBlue contributions and rewards are subtracted, this is the typical best-case deductible for a single Crewmember.

 

= $500

 

NOTE: Earn an additional $250 ($500 family) by working with a BlueCarpet nurse to care for an ongoing condition — further reducing the deductible you are responsible for to $150.

Then, pay for healthcare services.

Here are the details on what you pay under each option.

Green Plan
PPO w/HRA		 Blue Plan
PPO w/HSA
In-network Out-of-network In-network Out-of-network
Deductible (paid in part with dollars from your plan account):

Individual

 $1,300 $1,950 $1,350 $1,950

Family

 $2,600 $3,900 $2,700* $3,900*
Coinsurance:

Individual and family

 20%, after deductible 40%, after deductible 20%, after deductible 40%, after deductible

Non-notification penalty

 N/A $500 per procedure N/A $500 per procedure

Lifetime maximum

 Unlimited

Eligible preventive care**

 $0 No coverage $0 No coverage

Office visits and urgent care

 20%, after deductible 40%, after deductible 20%, after deductible 40%, after deductible

Emergency room

 $300 copay
(waived if admitted)		 After deductible, $300 copay (waived if admitted)

Inpatient hospital and surgery

 20%, after deductible 40%, after deductible 20%, after deductible 40%, after deductible

Lab and X-ray services

 20%, after deductible 40%, after deductible 20%, after deductible 40%, after deductible

Mental health/substance abuse services
(inpatient/outpatient)

 20%, after deductible 40%, after deductible 20%, after deductible 40%, after deductible

Home health care, skilled nursing and hospice

 20%, after deductible 40%, after deductible 20%, after deductible 40%, after deductible
Out-of-pocket maximum (includes deductible, coinsurance and prescription drug expenses):

Individual

 $4,300 $6,450 $4,300 $6,450

Family

 $8,600 $12,900 $7,350 per individual not to exceed a combined $8,600 per family $12,900

* If you cover dependents under the Blue Plan, the full family deductible ($2,700) must be met before the coinsurance begins.

**Preventive screenings as identified by Health Care Reform.

 

IMPORTANT:

  • A true emergency is an immediate risk to health, which requires urgent intervention to prevent the worsening of a life threat.
  • Pre-authorization is required for services such as bariatric surgery, home health care and certain out-of-network services — be sure to check with your medical plan provider for the complete list.
  • Out-of-Network medical expenses are paid based on the Maximum Allowed Amount (MAA).
  • Deductible and out-of-pocket maximum do not include pre-authorization penalties.